:root{--navy:#14324f;--navy2:#0d2238;--gold:#b58b3a;--ink:#1f2933;--muted:#5b6876;--bg:#f5f3ee;--line:#e3ded3}
*{box-sizing:border-box}body{margin:0;font:17px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:#fff}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.2}h1{font-size:clamp(2rem,4vw,3rem);margin:.2em 0 .4em}h2{font-size:1.8rem}
a{color:var(--navy)}img{max-width:100%;display:block;border-radius:10px}
.wrap{max-width:1140px;margin:0 auto;padding:0 22px}.narrow{max-width:780px}
.topbar{background:var(--navy2);color:#cfd8e3;font-size:.85rem}.topbar .wrap{display:flex;justify-content:space-between;padding:7px 22px;gap:10px}.topbar a{color:#fff;font-weight:600;text-decoration:none}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}header.site .wrap{display:flex;align-items:center;gap:24px;padding:14px 22px}
.logo img{height:46px;width:auto;border-radius:0}header nav{display:flex;gap:22px;margin-left:auto}header nav a{text-decoration:none;font-weight:500;color:var(--ink)}header nav a.active,header nav a:hover{color:var(--gold)}
.btn{display:inline-block;background:var(--gold);color:#fff;padding:12px 22px;border-radius:6px;text-decoration:none;font-weight:600;border:0;font-size:1rem;cursor:pointer;margin:4px 6px 4px 0}.btn:hover{filter:brightness(.92)}.btn.small{padding:9px 16px}
.btn.ghost-dark{background:transparent;border:2px solid var(--navy);color:var(--navy)}.btn.light{background:#fff;color:var(--navy)}.btn.ghost{background:transparent;border:2px solid #fff}
section{padding:70px 0}section.alt{background:var(--bg)}.hero{background:linear-gradient(135deg,#f7f4ec,#eef2f6);padding:60px 0}
.grid2{display:grid;grid-template-columns:1.1fr .9fr;gap:50px;align-items:center}.grid2.top{align-items:start}.heroimg{max-height:520px;object-fit:cover;width:100%;box-shadow:0 20px 40px rgba(20,50,79,.18)}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;color:var(--gold);font-weight:700;font-size:.8rem}.lead{font-size:1.12rem;color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.cards.three{grid-template-columns:repeat(3,1fr)}
.card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:10px;padding:22px}.card h3{margin-top:0;font-size:1.25rem}.tags{color:var(--muted);font-size:.9rem}
.checks{padding-left:0;list-style:none}.checks li{padding-left:28px;position:relative;margin:8px 0}.checks li:before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:700}
.pagehead{background:var(--navy);color:#fff;padding:56px 0}.pagehead h1{color:#fff}.pagehead p{color:#d6dee8;font-size:1.1rem;margin:0}
.team{display:grid;gap:40px}.person{display:grid;grid-template-columns:260px 1fr;gap:34px;background:var(--bg);padding:28px;border-radius:12px}.person img{width:100%;aspect-ratio:3/4;object-fit:cover}
.person h3{margin:0;font-size:1.6rem}.role{color:var(--gold);font-weight:600;margin:.2em 0 1em}.person h4{margin:1.1em 0 .3em;color:var(--navy)}.person ul{margin:0;padding-left:20px}
.cta{background:var(--navy);color:#fff;text-align:center;padding:56px 0}.cta h2{color:#fff}
dl{display:grid;grid-template-columns:90px 1fr;gap:10px}dt{font-weight:700;color:var(--navy)}dd{margin:0}
.form{background:var(--bg);padding:28px;border-radius:12px}.form h2{margin-top:0}.form label{display:block;font-weight:600;margin-bottom:14px}.form input,.form textarea{width:100%;padding:11px;border:1px solid #c9c2b4;border-radius:6px;font:inherit;margin-top:4px;background:#fff}.note{font-size:.85rem;color:var(--muted)}
footer{background:var(--navy2);color:#c4cfdb;font-size:.9rem;padding:44px 0 24px}footer a{color:#fff}.fcols{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-bottom:26px}footer nav a{display:block;text-decoration:none}
.disclosure{border-top:1px solid #2c4561;padding-top:16px;font-size:.8rem;line-height:1.55}.copy{font-size:.8rem;margin-top:16px}
@media(max-width:900px){.grid2,.person{grid-template-columns:1fr}.cards,.cards.three{grid-template-columns:1fr 1fr}header nav{display:none}.fcols{grid-template-columns:1fr}.topbar span{display:none}}
@media(max-width:560px){.cards,.cards.three{grid-template-columns:1fr}section{padding:48px 0}}